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June 5, 2024

Social Blockchain Projects in Africa

Social Blockchain Projects in Africa

Thank you for visiting our blog post! 🎀✨

In this blog post, we will reveal some of the amazing social blockchain projects in Africa, based on our cutting-edge research on Social BC Projects in Africa 📈. We will discover how they are leveraging blockchain to address some of the urgent issues and needs in the continent, such as identity, remittances, insurance, savings, credit, housing, and education 🙌. We will also celebrate some of the successes, opportunities, and challenges of these projects, and envision their potential to transform lives and communities in Africa 🌍.

Blog posts related to this post

Digital ID and Decentralized ID (DID) Projects in Africa III: International Organizations and NPOs

Access to Finance: Digital and Web3 Lending in Africa

Hope you enjoy reading the articles 😌🍎

Organization

Social Blockchain Projects

Kiva

Kiva Protocol, 2019, National DID, Sierra Leone

Partners: the Government of Sierra Leone, the United Nations Capital Development Fund (UNCDF), and the United Nations Development Programme (UNDP)

Kiva, a renowned nonprofit organization established in San Francisco in 2005, has been instrumental in promoting financial inclusion worldwide. In 2019, Kiva partnered with the Government of Sierra Leone, the United Nations Capital Development Fund (UNCDF), and the United Nations Development Programme (UNDP) to launch the national decentralized ID in Sierra Leone. The system was built using Hyperledger Indy, Aries, and Ursa. Its eKYC verifies a customer ID in 5 seconds, and requires only a thumbprint and national ID number. It went live in 2019, ended on June 30, 2022.

Innovation Norway

Dignified ID (DIGID), 2019, DID, Kenya&Uganda

Partners: Norwegian Red Cross, Norwegian Refugee Council, Norwegian Church Aid, Save the Children Norway

Similarly, Innovation Norway, collaborated with humanitarian organizations like the Norwegian Red Cross, Norwegian Refugee Council, Norwegian Church Aid, and Save the Children Norway to introduce the Dignified ID (DIGID) project in Kenya and Uganda in 2019. By leveraging DID technology, DIGID seeks to provide digital identities to displaced populations, enabling them to access essential services and opportunities for socio-economic advancement. DIGID was published to Tezos blockchain, and provided cash assistance by DIGID in Kenya and Uganda.

Mercy Corps Ventures

Mercy Corps Ventures has also played a pivotal role in driving social impact through blockchain technology. Through their Crypto for Good Fund I to III, they provided innovative projects utilizing blockchain for good. Examples include stablecoin micropayments for digital workers in Kenya, digital ID for refugees in Uganda, affordable houseing through NFT sales in Mozambique and many more. Mercy Corps Ventures in partnership with various stakeholders including Celo, Appen, NiroBits, Corsali, Kotani Pay, Acre Africa, Etherisc, APA Insurance, and others, aims to enhance financial resilience among vulnerable populations.

Stablecoin Micropayments for Digital Workers, 2021, cross-border payment, Kenya

Partners: Celo, Appen, NiroBits, Corsali, Kotani Pay

Description: cross-border stablecoin micropayments for Kenyan youth completing digital microwork

Weather Index Insurance for Farmers, 2021, Insurance, Kenya

Partners: Acre Africa, Etherisc, MercyCorps AgriFin, APA Insurance, Ethereum Foundation, ChainLink

Description: smart contract-based weather index insurance with over 10,000+ smallholder farmers in Kenya

DeFi savings incentives for informal merchants, 2021, DeFi, Rwanda

Partners: Wasoko, IDEO Co Lab, Terra

Description: The application of DeFi incentives to motivate financially responsible behavior by microentrepreneurs. MSMEs received 1–2% rewards on their working capital, promoting a ‘savings’ mindset by offering tangible, risk-free incentives.

Digital ID for refugees, 2022, DID, Uganda

Partners: Coinbase Giving, CryptoSavannah

Description: Digital ID powered by blockchain, Crypto transfers to a blockchain-built wallet

Inclusive Digital Wallet for Urban Refugees, 2022, wallet, Uganda

Partners: SEMPO

Description: Co-developed a digital basic needs wallet (BNW) that allows users to redeem digital cash in exchange for basic goods such as rice, maize, flour, cooking oil, and soap at participating retailers and vendors.

DeFi-enabled Salary Advances for casual labors and smallholders, 2022, bond tokenization, Cameroon

Partners: Ejara

Description: Offer fractionalized government bonds in the form of savings plans to Cameroonian users directly on their app.

Buy-Now-Pay-Later Products for informal MSMEs, 2022, DeFi, Kenya

Partners: SimpliFi, Kwanza Tukule, UTU, Kotani Pay

Description: Leveraging decentralized finance (DeFi) to power a Buy-Now-Pay-Later (BNPL) product for small businesses, such as food vendors.

Affordable houseing through NFT sales, 2022, DeFi, Mozambique

Partners: Empowa, Casa Real

Description: Affordable housing pilot powered by “RealFi” (tokenized real estate investment), testing the ability to use retail NFT sales to create liquidity for the provision of affordable housing units.

On-ramp to digital economy via airtime swap, 2022, Swap, Ghana, Zambia, Rwanda

Partners: Fonbnk

Description: Accelerate access to the digital economy, swapping prepaid airtime for digital currencies while training a new generation of users on financial literacy and Web3 skills.

Lemonade Foundation

Lemonade Crypto Climate Coalition, 2022, insurance, Kenya

Partners: Avalanche, Chainlink, DAOStack, Etherisc, Hannover re, Pula

The Lemonade Foundation, motivated by its dedication to utilizing rapidly advancing technology to tackle practical problems or issues faced by society or individuals, launched the Lemonade Crypto Climate Coalition in 2022 in Kenya. Partnering with organizations such as Avalanche, Chainlink, DAOStack, Etherisc, Hannover re, and Pula, this coalition harnesses blockchain-based insurance solutions to protect vulnerable communities from the adverse effects of climate change.

UNICEF Eastern and Southern African Regional Office(ESARO) and Generation Unlimited(GenU)

Yoma Project, 2022, DID, Nigeria, South Africa, Benin, Côte d'Ivoire, Burundi, Kenya, Uganda

Partners: UNDP, GIZ, Generation Unlimited(GenU), RLabs, Fondation Botnar, Austrian Development Agency, Goodwall, atingi, African Coding Network, Umuzi, University of Geneva, DiDx

Furthermore, the Yoma Project, initiated by UNICEF ESARO and Generation Unlimited (GenU) in 2022, aims to deploy DID technology across multiple African countries including Nigeria, South Africa, Benin, Côte d'Ivoire, Burundi, Kenya, and Uganda. In collaboration with partners like UNDP, GIZ, RLabs, Fondation Botnar, Austrian Development Agency, and others.

Thank you very much for reading this post 🎖️🚀

Follow EMURGO Africa for more information

EMURGO Africa invests and supports local Web3 projects in the region to adopt Cardano’s decentralized blockchain technology to build socially impactful solutions.

As a regional entity of EMURGO, the official commercial arm of Cardano, EMURGO Africa also runs a local Cardano accelerator in Africa, Adaverse, which accepts applications year-round.

For more up-to-date information on EMURGO Africa, follow the official channels listed below.

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